Auto Insurance
Auto Insurance: Protection for Every Mile
At Rullo Insurance Agency, we believe auto insurance should be simple, personalized, and comprehensive. Whether you’re driving to work, taking a road trip, or running errands, the right coverage ensures you’re protected from the unexpected. As an independent agency, we offer flexible policy options tailored to fit your needs—because no two drivers are the same.
Understanding Auto Insurance Coverage
Auto insurance consists of two key components:
Liability Coverage
Protects you financially if you’re responsible for injuries or property damage in an accident. While state law sets minimum requirements, we recommend higher limits to safeguard your assets.
Physical Damage Coverage
Protects your own vehicle in case of damage:
- Comprehensive Coverage – Covers losses from theft, fire, vandalism, and other non-collision incidents.
-
- Collision Coverage – Helps with repair costs if your car is damaged in an accident.
Additional Coverage Options
- Medical Payments Coverage – Helps pay for medical expenses after an accident.
- Rental Car Reimbursement – Covers temporary transportation if your car is in the shop.
- Roadside Assistance – Keeps you from being stranded due to a breakdown.
Ways to Save
- Choose a higher deductible for collision and comprehensive coverage.
- Bundle your home and auto insurance for discounts.
- Maintain an umbrella policy for extra liability protection.